For many, 2009 has been a hard year financially. Whether you’re active military or Guard/Reserve, with a steady paycheck or not, things cost more today than they did a year ago, and everyone has felt the pinch and the importance of cutting back. Before Christmas, I struggled over the gift buying we were doing and

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Most people would think (I think) that I am very outgoing, but the truth is I can be pretty introverted if I let myself be. Part of that comes from working at home by myself. The longer I do it, the more I realize I have to push myself to “get out there” and experience

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